If you’re seeking a job in social media, we’d like to help out. For starters, Mashable’sMashable Job Lists section gathers together all our resource lists, how-tos and expert guides to help you get hired. In particular, you might want to see our articles on How to Leverage Social Media for Career Success and How to Find a Job on Twitter.
But we’d like to help in a more direct way, too. Mashable’s job boards are a place for socially-savvy companies to find people like you. This week and every week, Mashable features its coveted job board listings for a variety of positions in the web, social media space, and beyond. Have a look at what’s good and new on our job boards:
Mashable Job Board Listings
New Media Manager at Golin Harris in Arlington, VA.
This individual will synthesize with the traditional media relations leadership team to create integrated online and offline campaigns to deliver client messages in virtual and digital spaces as well as engaging stakeholders in meaningful dialogue.
Read more about this opportunity here.
Director of Digital Strategy at Feeding America in Chicago, IL.
Develop and execute an online outreach that will enable Feeding America to reach its goals of building awareness, donors, and advocates.
Read more about this opportunity here.
Director of Technology/Lead Developer at Patents.com in Sterling, VA.
We’re looking for a rockstar .NET/SQL developer to lead development in a small but growing company with tremendous upside.
Read more about this opportunity here.
Interactive Designer at Blackbaud in South Carolina.
The Internet Solutions Division is seeking rare individuals that have the gift of innovative thinking, a broad exposure to design driven by passion, and the expertise to design and develop for the interactive medium.
Read more about this opportunity here.
Human Resources at GovDelivery in Minnesota.
As part of the GovLoop team, you will be helping us build and nurture a unique community for government employees that adapts the best practices from FacebookFacebook, Good Magazine, LinkedInLinkedIn, and others to engage users and help encourage and support their work as public servants.
Read more about this opportunity here.
Social Media Manager at Wm Wrigley Jr Company in Chicago, IL.
Actively participate in social media conversations as the eyes, ears and voice of our brands
Read more about this opportunity here.
Digital Group Manager/Account Director at Weber Shandwick in New York, NY.
We seek an experienced digital marketing professional to head-up managing complex campaigns, world-class clients and major brands through the evolving social media landscape.
Read more about this opportunity here.
Part Time Account Coordinator at Strategis in Stoughton, MA.
The Account Coordinator will assist with account management, media and marketing research, social media development and management.
Read more about this opportunity here.
Account Director – Digital at The Marketing Store in Elmhurst, IL.
As an Account Director, you will be responsible for driving the Digital Accounts, overseeing the execution while driving the promotional concept selling, strategic planning, target marketing, optimizing site experiences and increasing the level of service to our clients.
Read more about this opportunity here.
Rockstar PHP Developer at BigCommerce.com in Surry Hills, AustraliaAustralia.
We’re looking for a single guru PHPPHP/MySQL/JQuery developer in our Sydney, Australia office to join the BigCommerce.com team.
Read more about this opportunity here.
Interactive Media Designer at Fearless Media, LLC in New York, NY.
We need a leader with vision to oversee and work on all elements of Online planning, buying, negotiating, optimizing, reporting in our digtal dept.
Read more about this opportunity here.
Web Application Program Manager at Lawrence Berkeley National Laboratory in Berkeley, CA.
We are currently seeking an experienced Web Application Program Manager (2/3 level) to coordinate/lead the development of our online home energy analysis web sites.
Read more about this opportunity here.
Digital Strategist at Ketchum, Inc. in San Francisco, CA.
This person will help our clients develop brand platforms and social media strategies.
Read more about this opportunity here.
Director of Marketing at Unigo.com in New York, NY.
The Director of Marketing will report directly to the CEO, and will be responsible for Unigo’s online and offline marketing and public relations activities.
Read more about this opportunity here.
Interaction Designer at a confidential company in Lexington, MA.
In close coordination with our business, and engineering teams, you will develop and execute a consumer-facing website design.
Read more about this opportunity here.
Buzz Builder (Summer Position) at theKbuzz in New York.
Buzz Builders play a crucial role in executing these marketing campaigns as they take on the voice of the client and engage with their customers.
Read more about this opportunity here.
Temporary Edit and Production Assistant at Time Inc. in New York, NY.
TIME.com is looking for a web-savvy intern for an evening production and editorial role.
Read more about this opportunity here.
Marketing Manager/Senior Mgr at Time Inc. in New York, NY.
This position is a unique opportunity to cultivate and grow the audience for Health.com, an essential destination for health information seekers influencers who search for both condition and healthy lifestyle information daily.
Read more about this opportunity here.
Account Director/Director of Sales at Cracked.com / Demand Media in New York, NY.
We are considering hiring someone either at an Account Executive or Director level depending on the person’s experience.
Read more about this opportunity here.
Director of Digital and Marketing Strategy at PDI Global in Chicago, IL.
Reporting to the CEO, the Director of Digital & Marketing Strategy will build and lead the digital strategy for PDI Global.
Read more about this opportunity here.
Social Media Coordinator at CreativeFeed in New York, NY.
A Social Media Coordinator who will help drive the next phase of our digital growth by leading the strategy and execution of CreativeFeed’s Social Mediasocial media presence and engagement.
Read more about this opportunity here.
Social Media Online Marketing Manager at Media Storm in New York, NY.
As a Social Media Online Marketing Manager, you will lead the development of strategies and objectives for building and executing year-round brand engagement via social media.
Read more about this opportunity here.
Project Manager at Savings.com in Santa Monica, CA.
The Project Manager works with the Product Manager to understand, define, and communicate requirements to the Product Development team.
Read more about this opportunity here.
PPC Specialist at Savings.com in Santa Monica, CA.
We are looking for a PPC Specialist to provide day to day support for maintenance of all online campaign activity for our SEM Analysts.
Read more about this opportunity here.
Digital Architect – User Experience at Powell Tate / Weber Shandwick in Washington DC.
We are looking for a Digital Architect focused on user experience to help us create intuitive, effective and engaging online experiences for our clients and their users.
Read more about this opportunity here.
Data Analyst at 3CSI in Novi, MI.
Work with functional teams to provide services that meet and exceed the client expectations.
Read more about this opportunity here.
Technology Editorial Blogger at Justmeans in San Francisco, CA.
Technology/Social Media Editorial blogger needed to showcase how technology is driving positive change.
Read more about this opportunity here.
Mashable has a variety of web 2.0, application development, business development, and social networking job opportunities available. Check them out at Mashable’s Job Board.
Got a job posting to share with our readers? Post a job to Mashable today ($80 for a 30 day listing) and get it highlighted every week on Mashable.com (in addition to exposure all day every day in the Mashable marketplace).
How Your Brand Can Succeed in the New Web
With Brian Solis. “Engage is the new book by Brian Solis that will debut at SXSW. Representing the third book on new media and its impact on society, culture and communication. Engage will help anyone not only understand the changes in the media landscape but also how to lead it. Brian Solis will be joined by a special guest to discuss the new book and answer questions followed by a book signing.”
The Future of Influence
“The ability to share online has allowed consumers to control and filter the Web. For brands and publishers, tapping into Influence is critical to social media's future. What is influence and how is it measured? Leading voices in social media from multiple backgrounds will define the value of influence, discuss best practices, and predict future impact. Data will be shared! This panel is sponsored by ShareThis.” With Tim Schigel, Paul Berry, Dave Knox, Mike John-Baptiste, Shiv Singh.
Extending Your Brand? There's an App for That
“For many, brand extension into the digital realm means a Web site, a banner ad, a viral campaign. But applications can extend conversations and perceptions of a brand, as well as add to discussions and ideas in compelling new ways. How can applications help your brand and idea be more authentic, genuine, user friendly, and just plain old fun? Learn from the folks that are making it happen. This panel is sponsored by Microsoft Silverlight.”
The Human Experience
With Gary Vaynerchuk. The content of this presentation has not been announced, but knowing Gary and his successful track record in growing business through the use of social media, this one is not to be missed.
Program or be Programmed: Ten Commands for a Digital Age
With Douglas Rushkoff. “Winner of the first Neil Postman award for Career Achievement in Public Intellectual Activity, Douglas Rushkoff is an author, teacher, and documentarian who focuses on the ways people, cultures, and institutions create, share, and influence each other's values.”
I Don't Trust You One Stinking Bit
“What gives people confidence on the Web? Bringing together experts in social capital and online trust, we help you build the company your users can love and call their own.” With Chris Brogan and Julien Smith.
Monkeys with Internet Access: Sharing, Human Nature, and Digital Data
Clay Shirky hasn't announced the content of his presentation yet. He “divides his time between consulting, teaching, and writing on the social and economic effects of Internet technologies. His consulting practice is focused on the rise of decentralized technologies such as peer-to-peer, Web services, and wireless networks that provide alternatives to the wired client/server infrastructure that characterizes the Web.”
The Young and the Digital
With Craig Watkins. “In 2006, S. Craig Watkins participated in the MacArthur Foundation's well-funded digital media initiative alongside a select team of scholars and tech experts. The goal was simple: to understand young people's emphatic embrace of social and mobile media. Watkins went on to build a small research team that skillfully collected over 500 surveys and conducted 350 in-depth interviews with young adults, parents, and educators.”
Design and Usability, The UX of Mobile
“The term 'user experience' used to be an afterthought in mobile application design. The iPhone changed all that and has set a new benchmark for user experience on mobile devices. This panel will serve as a primer for anyone interested in learning how to apply UX principles to the creation of applications for iPhone, Android, and mobile websites.” With Barbara Ballard, Tom Limongello, Scott Jenson.
The Ten Commandments of User Experience
“User experience is the result of your interactions with a product or service, specifically how it's delivered and its related artifacts according to the design. In this presentation we will explain how following the 10 commandments can boost your project's ease of use, appeal, conversion rates, and more.” With Raina Van Cleave, Nick Finck.
Persuasive Design: Encouraging Your Users To Do What You Want Them To!
“So you've designed a great product, fixed a stack of usability problems and spent a fortune on marketing. The only problem is, people aren't using it. In this session you will learn how to get your users to do what you want them to through good design, human psychology and a touch of mind control.” With Andy Budd.
My Three-Year Old Is My Usability Expert
“Children are perfect testers for the innate usability of visual structures. Learn how neuroscience and cognitive psychology research can make your designs and interfaces more intuitive.” With Dave Stanton.
Can the Real-Time Web Be Realized?
“The emergence of the real-time Web enables an unprecedented level of user engagement and dynamic content online. However, the rapidly growing audience puts new, complex demands on the architecture of the Web as we know it. This panel will discuss what is needed to make the real-time Web achievable.” With Scott Raymond, Brett Slatkin, Dare Obasanjo, Marshall Kirkpatrick, Jack Moffitt.
Time + Social + Location. What's Next In Mobile Experiences?
“As more devices become location aware, social uses will continue to evolve beyond just who and what,to WHEN. Adding the temporal dimension creates new opportunities for social interaction. Learn about ways to leverage and use technology to add features at the intersection of temporal, social, and location.” With Naveen Selvadurai, Josh Babetski, Greg Cypes.
ActivityStrea.ms: Is It Getting Streamy In Here?
“From Facebook's newsfeed to Twitter's relentless real-time updates, the metaphor of the “stream” has taken social networking beyond blog posts and on to rich social activities. Learn about ActivityStrea.ms - the open format adopted by Facebook, MySpace, and Windows Live - and how it's fundamentally changing the social Web.” With Chris Messina.
HTML5: Tales from the Development Trenches
“HTML5 is coming. Originally called “Web applications 1.0″, it brings new semantics, JavaScript APIs for drag and drop, offline storage, generating images, plugin-free video and form validation. It's upset semantic Web advocates, accessibility evangelists and baffled developers. Cut through the crap: learn what it is and what it does.”
What Are Analytics? A Guide To Practical Data
“Analytics are often a confusing and convoluted mess, but that doesn't mean that they have to be. The Guide to Practical Data will help ensure you're reaching your full analytical potential. Learn how to analyze public and proprietary data to accelerate the success of any initiative.” With Margaret Francis, Blake Robinson.
Those are our SXSW Interaction recommendations for marketers and Web strategists. If you've got suggestions or feedback, let us know in the comments! See you in Austin!
Among the most popular top 5 print media websites for the week ending March 6, 78 percent of Facebook users were returning visitors compared to 67 percent from Google <b>news</b>. The same was true for broadcast media, with 77 percent …
Great <b>News</b>. by Tim F. More than 50 Senators have signed a letter promising to vote for the reconciliation fixes immediately. This could very well encourage a couple of House Dems to support Pelosi's present strategy and vote 'yes'. …
A tease from Christina Aguilera: According to her website, ChristinaAguilera.com, a big announcement from the petite powerhouse is expected on Tuesday. A.
http://www.prlog.org/10552544-bobby-ferguson-detroit-has-the-money-to-tear-down-3000-homes.html http://www.earthtimes.org/articles/show/detroit%E2%80%99s-bobby-ferguson-enterprises-continues,1182547.shtml# http://www.ideamarketers.com/?articleid=961232 http://www.1888pressrelease.com/bobby-ferguson-ceo-of-detroit-based-ferguson-enterprises-i-pr-189872.html http://quotes.stocknod.com/stocknod/?GUID=12090318&Page=MediaViewer&ChannelID=6526 http://studio-5.financialcontent.com/chron/?GUID=12090318&Page=MediaViewer&ChannelID=6526 http://www.ferguson-enterprises.com/
Tagged: internet marketing March 20, 2010
My previous post on Sarah Palin needs some clarification. First, persons who are attracted to Tea Party events, and who watch Fox News, are the real focus of my arguments, not Sarah Palin. Second, I want to apologize that I will be using the Nazi analogy. This analogy is used too often and innappropriately. However, the history of the NSDAP is what I did my graduate work in, and I still work in this area academically. In other words, it's my area of expertise, so I know, I rely on it too often to make political arguments. Guilty.
One huge mistake the German Left made in the 1920s was to underestimate the power of fanatism and desperation. The Left, and democrats made up a solid plurality of all Germans, maybe even a viable majority. The Social Democratic Party of Germany (SPD) regularly received over 40% of votes in national elections. Berlin was popularly called “Red Berlin” because of the large numbers of socialists and union members in the city. But by 1930 when the depression hit, the SPD was ossified, timid, uninspiring, and delusional. There are many reasons for this. The key one for the purpose of this blog's entry however is because they underestimated the power of fanatism and desperation.
The Left discounted the Nazis as a fringe group of lunatics and bigots (as many here at TPM see Palin et al). They were a fringe group of lunatics and bigots. But that's NOT the point. The point was the Left should have identified WHY there was a fringe group of lunatics and bigots. But the Left did not do this. Instead, they, as one person (Aunt Sam) here has said about Palin et al, just labeled them as hopeless bigots who should have said “no” to Hitler. How convenient, they should have said no, but they didn't, so just off with them.
We all know how this story ended, but it could have been prevented very, very easily. By simply waking-up from their comfortable stuper, the SPD should have confronted the Nazis by being dynamic, active, innovative, and revolutionary. The difficult economic and social conditions in Germany caused good people to become disillusioned with democracy. It did not seem to be working. It was failing them. The only group offering them easy answers to difficult questions were the Nazis with their lies, spectacle, and promise to sweep the dead wood out. This is how all humans react. Go ahead and expect them to do right and say “no,” but history shows over and over that humans do not react this way. This is happening now in the U.S. Germans did not want to buy what Nazis offered (the largest support Nazis ever got in a free election was 36.8%), but they ended up giving them a try because there just was no alternative.
Obama got elected because he promised change, and alternative. Now, let's have it before it is too late. Crack down on corporations, the military-industrial complex, and the health-care industry. Only then, will the lunatics stop being lunatics. Only then they will say “no.” Only then they will be rational and do the right thing.
Perhaps the most standout feature of this revamp is the improved categorization that takes a ton of work off the plate of the user. The guys at Quicken have developed a learning algorithm for Quicken Online that allows users to self-tag, with the Quicken Online software remembering those tags and then applying them to other people's data. The more people who use it, the smarter the tagging gets. In my tests, the automatic categorizing/tagging works exceedingly well. Though Quicken Essentials takes a lot of cues from Mint.com, it's method of categorization is different (and superior). Mint obtains its categorization by performing a relatively simple Yellow Pages look-up. Later in the year Intuit will be combining the two approaches and hopes to achieve 95% categorization accuracy (Intuit bought Mint in 2009).
Out of the box, Quicken Essentials supports 12,000 US and Canadian banks. That will grow to 16,000 banks in the next 2-3 months. That's full coverage of every credit union and bank in the US. Transferring and converting your data from Quicken for Windows to Quicken Essentials worked pretty well in my tests. I just saved a copy of my Quicken for Windows file, moved it to my Mac, and double-clicked on it. All my data was easily imported without any errors. Keep in mind that I was only working with two years of Quicken data though. Quicken Essentials allows for conversion from previous Mac programs, Quicken for Windows 2007+, and the now defunct Microsoft Money.
If you're like me and just want a simple program to view all your financial accounts, see where your money is going, and keep track of balances and upcoming bills, I highly recommend Quicken Essentials. If, however, you're a Quicken power user who needs investing and planning tools, investment buy and sell tracking, TurboTax integration, or in-app bill pay, then QEM is not for you. Think of this edition of Quicken Essentials as iPhoto for your finances. It presents a snapshot of your finances and transactions in a simple to use interface. If you need more than that, it's best to look at iBank or Quicken Premier for Windows running under VMWare Fusion or Parallels.
Quicken Essentials for the Mac goes on sale today for $69 and requires Mac OS X 10.5 or 10.6, an Intel-based Mac, and 1GB of hard disk space.
http://removeripoffreports.net http://www.hotfrog.com/Companies/Robert-Shumake, http://www.javaworld.com/community/user/38043 http://www.youtube.com/watch?v=Cd58cbDVEXQ&feature=player_embedded
Tagged: online stock trading and investments March 1, 2010
There are many ways to save money. One way to save money is to join a money, or personal finance forum. Taking part in a money forum will help you save money in a variety of ways.
There are a variety of reasons someone may want to save money. Due to the current state of economy, it may be necessary to save money to reduce expenses or to make up for lost income. Most people who read or post on the forums are looking for ways to save money are doing so to eliminate debt. However, there are also those who may want to save money for retirement or a college fund. Whatever your reason to save money, there is tons of advice, tips, budget help, and experienced people to help you reach your goal in the money forums.
A forum designed to help you save money is somewhat different than just a blog, although blogs are most likely a part of the website. The forum website most likely includes articles on various topics concerning saving money, and message boards broken out by subject where you can go to read or comment on various subjects on how to save money, develop a budget, or eliminate debt. Most forums appealing to those who want to save money are free to join and simple to establish an account and participate at any level. Setting up an account will allow you to read ideas from others who want to save money, and post ideas of your own. Often, a helpful feature available when you sign up, is the ability to choose to receive an e-mail any time a new post is added to a message board you are interested in. Joining one forum often leads to information about other forums, some of which may be of more specific interest to you and your plan to save money.
One of my favorite web sites, SavingAdvice.com, is a great place to start your forum experience. The layout is simple and neat, with an introduction to the web site that describes it as “a personal finance website created specifically to show you different ways to save money”. Another website, LivingLikeNoOneElse.com, is a forum established based on financial guru Dave Ramsey, his money management principles, and his quote of “If you'll live like no one else, later you cLan live like no one else” . The first step in Dave Ramsey's baby step plan is to save money-an emergency fund of $1,000.
Another very popular site with forum discussions on how to save money, is part of the MSN site, Money Central on MSN. One very popular message board on this site, Women in Red, is targeted to women who are “seeking financial sanity”. Columnist MP Dunleavey (Mia) and eight other women came together on the MSN money site in 2006, exposing their personal financial struggles to save money and get out of debt. The forum is now so popular it is freqented by members all over the world and sub-groups, such as WIRR (Women in Red Racers), have evolved.
If your objective is to save money, for any reason, a world of advice is out there waiting for you. Becoming part of a money forum brings like-minded people together with the same question - how can I save money?
Energy and Global Warming <b>News</b> for February 9: Ford to unveil electric Transit Connect van today. February 9, 2010. The Transit Connect Taxi is designed for extreme wear and tear and allows rear-seat …
Google's “sort of temporary detente” with the Associated Press is progressing: now new AP stories have started showing up on Google (NSDQ: GOOG) <b>News</b>—this one, for example, about AP itself—as first noticed by WSJ. …
Your Kansas City Chiefs <b>news</b> from across the internet in one place! Enjoy today's Arrowheadlines!
online stock trading tips, online stock trading tips, online stock trading tips, online stock trading tips, franchise opportunities, franchise opportunities, franchise opportunities, franchise opportunities, franchise opportunities, franchise opportunities, franchise opportunities, franchise opportunities, robert shumake, robert shumake, robert shumake, robert shumake, surface encounters granite counters, surface encounters granite counters, surface encounters granite counters, surface encounters granite counters, surface encounters granite counters, surface encounters granite counters, surface encounters granite counters, bill bartmann's plan, bill bartmann's plan, bill bartmann's plan, theleaseoptionking sell my house fast
Energy and Global Warming <b>News</b> for February 9: Ford to unveil electric Transit Connect van today. February 9, 2010. The Transit Connect Taxi is designed for extreme wear and tear and allows rear-seat …
Google's “sort of temporary detente” with the Associated Press is progressing: now new AP stories have started showing up on Google (NSDQ: GOOG) <b>News</b>—this one, for example, about AP itself—as first noticed by WSJ. …
Your Kansas City Chiefs <b>news</b> from across the internet in one place! Enjoy today's Arrowheadlines!
Energy and Global Warming <b>News</b> for February 9: Ford to unveil electric Transit Connect van today. February 9, 2010. The Transit Connect Taxi is designed for extreme wear and tear and allows rear-seat …
Google's “sort of temporary detente” with the Associated Press is progressing: now new AP stories have started showing up on Google (NSDQ: GOOG) <b>News</b>—this one, for example, about AP itself—as first noticed by WSJ. …
Your Kansas City Chiefs <b>news</b> from across the internet in one place! Enjoy today's Arrowheadlines!
Tagged: online stock trading and investments February 9, 2010
buy mutual funds, buy mutual funds, buy mutual funds, buy mutual funds, internet marketing, yahoo, google, Online advertising, http://www.prlog.org/10512637-franchisesforsalecom-launch-heralds-the-next-wave-in-franchisee-lead-generation.html, http://www.prlog.org/10512639-restaurant-franchise-opportunities-providing-new-job-opportunities.html, http://www.emailwire.com/release/30658-New-Lead-Site-FranchisesforsaleCom-Goes-Live.html, http://www.emailwire.com/release/31568-New-Franchise-Opportunities-for-2010-Online-Tools-and-Resources-for-Buying-a-Franchise.html, http://www.ideamarketers.com/?New_Franchise_Opportunities_for_2010_%E2%80%93_Online_Tools_and_Resources_for_Buying_a_&articleid=883071, http://www.earthtimes.org/articles/show/new-franchise-opportunities-for-2010,1100822.shtml, http://www.newsalbum.com/Read/473435-New-Franchise-Opportunities-with-Successful-Franchise-Companies-Putting-People-Back-to-Work/, http://www.transworldnews.com/NewsStory.aspx?id=164465&cat=9, http://www.zimbio.com/Housing+Bubble+News/articles/7/Dr+Robert+S+Shumake, http://mortgagefraudreportmichigan.blogspot.com/2009/12/robert-shumake-fraud-report-tax.html, http://personals.szczecin.pl/index.php?topic=2.0, http://tweetmeme.com/story/339636355/surface-encounters-in-wixom-going-green-with-marble-granite-countertop-production, http://finance.bnet.com/bnet/?GUID=11076222&Page=MediaViewer&ChannelID=6526, http://www.ideamarketers.com/?Surface_Encounters_Ohio,_LLC_Celebrates_100_Years_of_Experience_with_Columbus_S&articleid=880865, http://viralvideochart.unrulymedia.com/youtube/surface_encounters_macomb_mi__counter_tops?id=VGJx3FcNE50, http://www.veoh.com/browse/morelike/v19614992esMzfMCZ#, http://deals.yahoo.com/local-store-coupons/mer-surface-encounters–dept-home-garden, http://www.bignews.biz/?id=835928&keys=Shopping-counter-surface-Granite, http://www.businessweek.com/bios/Bill_Bartmann.htm, http://www.businessweek.com/archives/1998/b3603113.arc.htm, http://www.businessweek.com/smallbiz/content/apr2009/sb20090421_494148.htm?chan=smallbiz_smallbiz%20index%20page_top%20small%20business%20stories sell my home fast
<b>News</b> Corp. (NYSE: NWS) received $12.5 million in Flixster stock when it sold its Rotten Tomatoes movie reviews site to the startup last month, according to an SEC filing. We first reported about it on Twitter this morning, …
Released in 1909, his monologue, 'No <b>News</b>, or What Killed the Dog' took off like a wildfire and became one of the early recording industry's all-time biggest smash hits." // Collected Works of Nat M. Wills. …
Up to the minute breaking <b>news</b> from the world of music, from the editors of Rolling Stone.
Tagged: online stock trading and investments February 9, 2010
buy mutual funds, buy mutual funds, buy mutual funds, buy mutual funds, internet marketing, yahoo, google, Online advertising, http://www.prlog.org/10512637-franchisesforsalecom-launch-heralds-the-next-wave-in-franchisee-lead-generation.html, http://www.prlog.org/10512639-restaurant-franchise-opportunities-providing-new-job-opportunities.html, http://www.emailwire.com/release/30658-New-Lead-Site-FranchisesforsaleCom-Goes-Live.html, http://www.emailwire.com/release/31568-New-Franchise-Opportunities-for-2010-Online-Tools-and-Resources-for-Buying-a-Franchise.html, http://www.ideamarketers.com/?New_Franchise_Opportunities_for_2010_%E2%80%93_Online_Tools_and_Resources_for_Buying_a_&articleid=883071, http://www.earthtimes.org/articles/show/new-franchise-opportunities-for-2010,1100822.shtml, http://www.newsalbum.com/Read/473435-New-Franchise-Opportunities-with-Successful-Franchise-Companies-Putting-People-Back-to-Work/, http://www.transworldnews.com/NewsStory.aspx?id=164465&cat=9, http://www.zimbio.com/Housing+Bubble+News/articles/7/Dr+Robert+S+Shumake, http://mortgagefraudreportmichigan.blogspot.com/2009/12/robert-shumake-fraud-report-tax.html, http://personals.szczecin.pl/index.php?topic=2.0, http://tweetmeme.com/story/339636355/surface-encounters-in-wixom-going-green-with-marble-granite-countertop-production, http://finance.bnet.com/bnet/?GUID=11076222&Page=MediaViewer&ChannelID=6526, http://www.ideamarketers.com/?Surface_Encounters_Ohio,_LLC_Celebrates_100_Years_of_Experience_with_Columbus_S&articleid=880865, http://viralvideochart.unrulymedia.com/youtube/surface_encounters_macomb_mi__counter_tops?id=VGJx3FcNE50, http://www.veoh.com/browse/morelike/v19614992esMzfMCZ#, http://deals.yahoo.com/local-store-coupons/mer-surface-encounters–dept-home-garden, http://www.bignews.biz/?id=835928&keys=Shopping-counter-surface-Granite, http://www.businessweek.com/bios/Bill_Bartmann.htm, http://www.businessweek.com/archives/1998/b3603113.arc.htm, http://www.businessweek.com/smallbiz/content/apr2009/sb20090421_494148.htm?chan=smallbiz_smallbiz%20index%20page_top%20small%20business%20stories atlanta realtors
Unity Technologies has inked a three-year deal with LEGO, with the 3D game engine to be utilised in all web games and con…
If this topic is <b>news</b> to you, please read the statement we made explaining what we did last month and why. In brief, we blocked all users from certain countries from downloading software using the site. Our action provoked a strong, …
PostSecret <b>News</b>. The German version of PostSecret - PostSecretDeutsch - opened an exhibit of cards yesterday at the Tübingen City Museum, in Germany. The KSU PostSecret Exhibit opened last week in the Sturgis Gallery. …
Tagged: online stock trading and investments February 9, 2010
The Indonesian government has retreated from a law aimed at ridding the country's military of its money-making ventures, according to a report from Human Rights Watch released Tuesday. The report criticized the new regulations for failing to dismantle what it called the armed forces' “dangerous” business empire.
The national military, or TNI, currently maintains 23 foundations and more than 1,000 cooperatives. Its business interests include transportation services, real estate and timber concessions, with the 55 companies it owns under those foundations accounting for around $350 million in assets.
Official figures indicate profits of $25 million a year, but the military also pulls in money from protection payments, involvement in criminal enterprises, such as illegal logging, and land and building leases, according to the HRW report.
An earlier report by the New York-based human rights organization details the extent of the military's economic involvement, stating that its businesses ventures “have been a platform for extortion, violence, property seizures, and other crimes against civilians.”
“There has been a practice of using military force to oppress the people,” said Rafendi Djamin, who heads the human rights working group at the Institute for Defence Security and Peace Studies (IDSPS) and has documented land disputes between villagers and the navy in East Java and protection rackets run by military forces tasked with providing security around US mining giant Freeport McMoRan's copper and gold interests.
The military's self-funding practices have a long history in Indonesia, with the armed forces dominating politics and business during the three decades in which the autocratic general Suharto ruled.
That power diminished as Indonesia began its transition to democracy in 1998, but its business involvement continued to produce human rights abuses, crime and corruption.
In 2004 then-president Megawati Sukarnoputri backed a law that gave the government five years to fully divest the armed forces of its business interests as a means to promote military professionalism and civilian control.
But despite widespread support for reforms, which even the military backed provided the government increase its budget, the current government, led by President Susilo Bambang Yudhoyono, failed to meet the regulation's obligations.
With the deadline having passed, the government issued new measures in October 2009 that the HRW report says do not require the military to give up its businesses, but call for a “partial restructuring” of the cooperatives and foundations - through which the military holds many of its investments.
The government's plans also only include the formal businesses directly owned and managed by TNI, businesses the government says have not existed for many years. “The new regulations do nothing to address the military's many other forms of money-making, including informal and individual activities not registered as businesses,” the HRW report states.
“This new plan is a manipulation of what the regulation means,” said the executive director of IDSPS, Mufti Makarim Al-Akhlaq, explaining that the informal sector is a massive business the extent of which can only be estimated because it has never been accounted for in an independent audit.
The move comes at a time when Yudhoyono's administration is facing a spate of corruption allegations, with investors increasingly worried about commitment to reform in the world's third-largest democracy.
A presidential spokesperson who responded to the report said reforms took time and the government was intent on making the military more professional.
Meanwhile, Silmy Karim, spokesman for Indonesia's National Team for the Transfer of Military Business told Radio Australia on Thursday that the military has become more transparent and that progress toward reform has been made compared to the end of the Suharto era, when the size of TNI's business empire dwarfed the $350 million military businesses account for today.
According to Lisa Misol, the report's author, the military's involvement in business creates a conflict of interest that undermines civilian control over the armed forces and hinders its accountability.
In the conclusion of its report, Human Rights Watch called on Yudhoyono and his new defense minister, Purnomo Yusgiantoro, to revise government regulation to cover a wider set of businesses and incorporate independent civilian oversight over the transfer process.
Yet the Indonesian government is not entirely to blame for the flouting of previous laws, also culpable are the companies that come in and hire the TNI to provide security services.
“The international community cannot deny these facts - that the attitude has not changed from the past,” said IDSPS's Mufti. “The business sector should respect the public and not use the military to provide security, because that gives them the ability to abuse their power.”
As long as multi-national companies continue to fund the TNI, Muftie said groups like Human Rights Watch will have a difficult time putting pressure on them to reform.
Stop wasting your money in Vegas, says Obama
posted at 7:02 pm on February 2, 2010 by Cassy Fiano
Share on Facebook | printer-friendly
Because Obama is the president — and a Democrat — this means he gets to tell us how to spend our money. Or this is how he feels, apparently. He’s now lecturing business owners about being irresponsible, and calling out Las Vegas in the process.
Mayor Oscar Goodman said at a press conference Wednesday afternoon that he was “hotter than fish grease” when he heard President Barack Obama recently contend that corporations using federal bailout money should stop visiting Las Vegas.
… Goodman backtracked on his demand that Obama apologize for his remarks, but said that he still needed to “straighten out the record.”
At a town hall meeting Monday in Elkhart, Ind., to gain support for the stimulus bill, Obama said that “you can’t go take a trip to Las Vegas or go down to the Super Bowl on the taxpayer’s dime.”
The statement was in line with other remarks the president has made admonishing high-paid executives of failing financial institutions to use the federal bailout money responsibly.
Wells Fargo and Goldman Sachs Group, which received $25 billion and $10 billion in taxpayer-funded bailout money respectively, both recently scrapped highly publicized conferences at swank Strip hotels.
In his letter to Obama, an outraged Goodman took offense at what he claimed was the unjustified stereotype that trips to Las Vegas are “junkets.”
“The assumption that all meetings, events, and incentive travel (to Las Vegas) are wasteful is wrong,” Goodman wrote. “Now more than ever, we need businesses to travel and hold meetings and events.”
Rep. Shelley Berkley agreed. “There is no question that as a result of the criticism leveled against business travel to Las Vegas by the President and others,” she said in a written statement, “the community I represent has seen the loss of millions of dollars in revenue, which threatens even more job cuts at a time when we cannot afford the loss of a single visitor.”
Harry Reid must be furious right now — not because of the insult to a city in his home state, but because this is the last thing he needs. This is the second time Obama has taken a shot at Las Vegas.
Besides Harry Reid’s hurt feelings, these remarks were incredibly irresponsible. Whether it is because of the president’s remarks or not, there are plenty of high-profile companies that have pulled out of having their meetings in Las Vegas, such as Wells Fargo, Citibank, and Goldman Sachs. Las Vegas is feeling the effects of the recessions just like the rest of the country, and Obama telling businesses to stop frequenting Vegas is not going to help their economy. Two businessmen explain:
“We’ve had layoffs. We’ve had days off without pay. Reductions in work force,” said Phillip Cooper of Encore Productions. He employs about 200 people in Las Vegas and relies on the meetings to pay his employees. He agrees with the convention authority that these meetings can provide direct stimulus to Las Vegas.
“Meetings last year were worth $244 billion. That is a lot of jobs. That is billions of dollars of tax revenue,” said Rossi Ralenkotter, LVCVA president and CEO.
So Obama’s position is basically that these people, these businessmen, shouldn’t be making money, apparently because of the fact that Las Vegas has a reputation for being a party town. But does that reputation mean that the people that live and work there don’t deserve to earn a living?
On top of all this idiocy, these digs at Las Vegas absolutely reek of hypocrisy. Obama has turned the White House into some kind of night club, hosting weekly parties for celebrities and DC insiders. He jets back and forth to Copenhagen on the taxpayers’ dime. He takes his wife and family out to Broadway shows and and concerts. He uses taxpayer dollars to fly to New York for dinner and a play, for Chrissakes. And other Democrats are no better. Nancy Pelosi is the best example, as she’s apparently been using the Air Force as a personal chaffeur for herself and her family. Not too long ago, the House Appropriations Committee was ordering another round of Gulfstream jets for politicians to use. There was an 11-day trip a group of politicians took to New Zealand “to study climate change”, featuring fireworks, snorkeling, reef dives, and a trip to the South Pole. It ended with a stay in a luxury hotel in Hawaii. The government wastes money in a million different ways, yet Obama wants to lecture us about how to spend money responsibly? This from the man who has quadrupled our deficit in just one year?
Robert Gibbs was the real loser in this one, though. He had to somehow figure out a way to excuse this latest gaffe of Obama’s, saying that Obama really was trying to target banks… or something. The truth is, Obama doesn’t want us to be able to spend our money how we want to spend it. Obama wants to be able to dictate how all of us live, and spending our money on trips to Vegas, whether for business or pleasure, is just not “allowed” anymore.
Cross-posted from Cassy’s blog. Stop by for more original commentary, or follow her on Twitter!
http://www.webjam.com/gabrielle71 http://www.prlog.org/10248797-reitbuyercom-offers-opportunity-to-onlinereal-estate-stock-traders-in-albuquerque-new-mexico.html http://www.prlog.org/tag/online-stock-trading/ http://www.prlog.org/10219817-online-traders-discover-reits-and-real-estate-mutual-funds-to-be-good-investment.html http://www.prlog.org/10248797-reitbuyercom-offers-opportunity-to-onlinereal-estate-stock-traders-in-albuquerque-new-mexico.html http://www.webjam.com/gabrielle71
The Indonesian government has retreated from a law aimed at ridding the country's military of its money-making ventures, according to a report from Human Rights Watch released Tuesday. The report criticized the new regulations for failing to dismantle what it called the armed forces' “dangerous” business empire.
The national military, or TNI, currently maintains 23 foundations and more than 1,000 cooperatives. Its business interests include transportation services, real estate and timber concessions, with the 55 companies it owns under those foundations accounting for around $350 million in assets.
Official figures indicate profits of $25 million a year, but the military also pulls in money from protection payments, involvement in criminal enterprises, such as illegal logging, and land and building leases, according to the HRW report.
An earlier report by the New York-based human rights organization details the extent of the military's economic involvement, stating that its businesses ventures “have been a platform for extortion, violence, property seizures, and other crimes against civilians.”
“There has been a practice of using military force to oppress the people,” said Rafendi Djamin, who heads the human rights working group at the Institute for Defence Security and Peace Studies (IDSPS) and has documented land disputes between villagers and the navy in East Java and protection rackets run by military forces tasked with providing security around US mining giant Freeport McMoRan's copper and gold interests.
The military's self-funding practices have a long history in Indonesia, with the armed forces dominating politics and business during the three decades in which the autocratic general Suharto ruled.
That power diminished as Indonesia began its transition to democracy in 1998, but its business involvement continued to produce human rights abuses, crime and corruption.
In 2004 then-president Megawati Sukarnoputri backed a law that gave the government five years to fully divest the armed forces of its business interests as a means to promote military professionalism and civilian control.
But despite widespread support for reforms, which even the military backed provided the government increase its budget, the current government, led by President Susilo Bambang Yudhoyono, failed to meet the regulation's obligations.
With the deadline having passed, the government issued new measures in October 2009 that the HRW report says do not require the military to give up its businesses, but call for a “partial restructuring” of the cooperatives and foundations - through which the military holds many of its investments.
The government's plans also only include the formal businesses directly owned and managed by TNI, businesses the government says have not existed for many years. “The new regulations do nothing to address the military's many other forms of money-making, including informal and individual activities not registered as businesses,” the HRW report states.
“This new plan is a manipulation of what the regulation means,” said the executive director of IDSPS, Mufti Makarim Al-Akhlaq, explaining that the informal sector is a massive business the extent of which can only be estimated because it has never been accounted for in an independent audit.
The move comes at a time when Yudhoyono's administration is facing a spate of corruption allegations, with investors increasingly worried about commitment to reform in the world's third-largest democracy.
A presidential spokesperson who responded to the report said reforms took time and the government was intent on making the military more professional.
Meanwhile, Silmy Karim, spokesman for Indonesia's National Team for the Transfer of Military Business told Radio Australia on Thursday that the military has become more transparent and that progress toward reform has been made compared to the end of the Suharto era, when the size of TNI's business empire dwarfed the $350 million military businesses account for today.
According to Lisa Misol, the report's author, the military's involvement in business creates a conflict of interest that undermines civilian control over the armed forces and hinders its accountability.
In the conclusion of its report, Human Rights Watch called on Yudhoyono and his new defense minister, Purnomo Yusgiantoro, to revise government regulation to cover a wider set of businesses and incorporate independent civilian oversight over the transfer process.
Yet the Indonesian government is not entirely to blame for the flouting of previous laws, also culpable are the companies that come in and hire the TNI to provide security services.
“The international community cannot deny these facts - that the attitude has not changed from the past,” said IDSPS's Mufti. “The business sector should respect the public and not use the military to provide security, because that gives them the ability to abuse their power.”
As long as multi-national companies continue to fund the TNI, Muftie said groups like Human Rights Watch will have a difficult time putting pressure on them to reform.
Stop wasting your money in Vegas, says Obama
posted at 7:02 pm on February 2, 2010 by Cassy Fiano
Share on Facebook | printer-friendly
Because Obama is the president — and a Democrat — this means he gets to tell us how to spend our money. Or this is how he feels, apparently. He’s now lecturing business owners about being irresponsible, and calling out Las Vegas in the process.
Mayor Oscar Goodman said at a press conference Wednesday afternoon that he was “hotter than fish grease” when he heard President Barack Obama recently contend that corporations using federal bailout money should stop visiting Las Vegas.
… Goodman backtracked on his demand that Obama apologize for his remarks, but said that he still needed to “straighten out the record.”
At a town hall meeting Monday in Elkhart, Ind., to gain support for the stimulus bill, Obama said that “you can’t go take a trip to Las Vegas or go down to the Super Bowl on the taxpayer’s dime.”
The statement was in line with other remarks the president has made admonishing high-paid executives of failing financial institutions to use the federal bailout money responsibly.
Wells Fargo and Goldman Sachs Group, which received $25 billion and $10 billion in taxpayer-funded bailout money respectively, both recently scrapped highly publicized conferences at swank Strip hotels.
In his letter to Obama, an outraged Goodman took offense at what he claimed was the unjustified stereotype that trips to Las Vegas are “junkets.”
“The assumption that all meetings, events, and incentive travel (to Las Vegas) are wasteful is wrong,” Goodman wrote. “Now more than ever, we need businesses to travel and hold meetings and events.”
Rep. Shelley Berkley agreed. “There is no question that as a result of the criticism leveled against business travel to Las Vegas by the President and others,” she said in a written statement, “the community I represent has seen the loss of millions of dollars in revenue, which threatens even more job cuts at a time when we cannot afford the loss of a single visitor.”
Harry Reid must be furious right now — not because of the insult to a city in his home state, but because this is the last thing he needs. This is the second time Obama has taken a shot at Las Vegas.
Besides Harry Reid’s hurt feelings, these remarks were incredibly irresponsible. Whether it is because of the president’s remarks or not, there are plenty of high-profile companies that have pulled out of having their meetings in Las Vegas, such as Wells Fargo, Citibank, and Goldman Sachs. Las Vegas is feeling the effects of the recessions just like the rest of the country, and Obama telling businesses to stop frequenting Vegas is not going to help their economy. Two businessmen explain:
“We’ve had layoffs. We’ve had days off without pay. Reductions in work force,” said Phillip Cooper of Encore Productions. He employs about 200 people in Las Vegas and relies on the meetings to pay his employees. He agrees with the convention authority that these meetings can provide direct stimulus to Las Vegas.
“Meetings last year were worth $244 billion. That is a lot of jobs. That is billions of dollars of tax revenue,” said Rossi Ralenkotter, LVCVA president and CEO.
So Obama’s position is basically that these people, these businessmen, shouldn’t be making money, apparently because of the fact that Las Vegas has a reputation for being a party town. But does that reputation mean that the people that live and work there don’t deserve to earn a living?
On top of all this idiocy, these digs at Las Vegas absolutely reek of hypocrisy. Obama has turned the White House into some kind of night club, hosting weekly parties for celebrities and DC insiders. He jets back and forth to Copenhagen on the taxpayers’ dime. He takes his wife and family out to Broadway shows and and concerts. He uses taxpayer dollars to fly to New York for dinner and a play, for Chrissakes. And other Democrats are no better. Nancy Pelosi is the best example, as she’s apparently been using the Air Force as a personal chaffeur for herself and her family. Not too long ago, the House Appropriations Committee was ordering another round of Gulfstream jets for politicians to use. There was an 11-day trip a group of politicians took to New Zealand “to study climate change”, featuring fireworks, snorkeling, reef dives, and a trip to the South Pole. It ended with a stay in a luxury hotel in Hawaii. The government wastes money in a million different ways, yet Obama wants to lecture us about how to spend money responsibly? This from the man who has quadrupled our deficit in just one year?
Robert Gibbs was the real loser in this one, though. He had to somehow figure out a way to excuse this latest gaffe of Obama’s, saying that Obama really was trying to target banks… or something. The truth is, Obama doesn’t want us to be able to spend our money how we want to spend it. Obama wants to be able to dictate how all of us live, and spending our money on trips to Vegas, whether for business or pleasure, is just not “allowed” anymore.
Cross-posted from Cassy’s blog. Stop by for more original commentary, or follow her on Twitter!
The New York Times' announcement that it would be charging for some access to its website, starting in 2011, rekindled yet another round of debate about.
If you have a comment, <b>news</b> tip, advertising inquiry, or coverage request, a question about iPods or accessories, or if you sell or market iPod products or services, read iLounge's Comments + Questions policies before posting, …
Facebook staffer Malorie Lucich wrote a post on the site's blog recently in which she talked about using the social network to keep up with the <b>news</b> in two different ways — both by picking up <b>news</b> from the friends you follow through …
http://www.shumakerelays.com/
Tagged: making money February 4, 2010
Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share the 50 personal finance bloggers you should be looking out for in 2010, a nifty recipe for "primal" trail mix, and 15 easy ways to make $1K a month!
Top 5 Articles
50 Personal Finance Bloggers to Watch in 2010 — Personal finance blogs are growing at a record number, and generally, this is a good thing. There is a wider array of perspectives to learn from, community to be a part of, and places to chat and get to know people. But where do you even begin? This list is a must-read for anyone looking to amp up their Feed Readers with high-quality stuff. Bible Money Matters
Identify and Overcome Money Anxiety and Stress in Relationships — This blogger shares a bit of personal history to help us put things into context, then goes on to give some really spot-on advice! If you’re in a relationship (or hope to be), this is must-read information. Debt Free Adventure
Sweet and Salty Primal Trail Mix — Nothing says “natural” like this homemade blend of nuts, fruits, and spices! Yum! Mark’s Daily Apple
Can You Recycle Your Car? We reuse and repurpose most everything else these days, so why not? Read on for how practical it will be to do so, and see how much of your car is already recycled! Big Green Purse
The Most Important Success Tip: Stop Lying Down with Dogs, Already — The company you keep doesn’t just say a lot about you, it can also limit your success. This article is full of anecdotes and wisdom we all could benefit from. CopyBlogger
Other Essential Reading
15 Easy Ways to Make an Extra $1k a Month — Some of these tips are pretty common (walking dogs, housesitting), but others are rather unique. If you’re fortunate enough to be a part-time promotional model or Feng Shui expert — go for it! Main Street
11 Ways to Save Money Grocery Shopping — Most of these tips revolve around a key method to avoid overspending: avoiding temptation. Stay away from items you don’t need with these nifty pointers! Girl with Red Balloon via Consumerist
Roadblocks: The Dangerous Driving Habits We Can’t Shake — Talking on the phone while driving? Driving with your knees while applying Arby’s sauce to your curly fries? Which ones are you guilty of, and why do we do it? Divine Caroline
The Frugal Map — Looking to score great grocery deals and freebies, but tired of reading through sales that aren’t available in your area? This cool tool features 35 bloggers across the country (more coming soon) to help you find deals that apply to your area only. You can also visit store-specific bargains and search within several blogs. Bargain Briana via Common Sense with Money
How to Report Tax Fraud and Tax Cheats — If you’re into this kind of thing, there are instructions on becoming a whistle-blower. (You could even earn a cash reward for your efforts!) Bargaineering
Welcome to Wise Bread's Best of Personal Finance roundup. Today, we tell you tips for making sure that your Haiti relief donations are getting where they need to go, 8 great movie rentals that offer a return on your investment, and a tutorial for making your own fabric softener pouches.
Top 5 Articles
Make Sure Your Haiti Donation goes to Quake Aid — If you’ve been following the quake situation at all, you know that there has been a fair amount of controversy surrounding financial donations and how to make sure they are going to the people who really need them most in Haiti. This guide is quick, to the point, and likely to help answer most of your questions. Smart Spending
All-Natural Fabric Softener — Looking for a safe and inexpensive way to soften up your laundry loads? These easy-to-make (and rather cute) pouches are the way to go! Pepper Paints via MomAdvice
Great Movie Rentals that Will Pay You Back — There’s a lesson in many movies, and these are no different. Catch some entertaining financial wisdom from this list of flicks! Kiplinger via Free Money Finance
Can Your Comments Affect Your Credit? Yup. We were all slightly aware of the fact that future employers (and old high school flames) were watching our activities online, but creditors? Come on! SF Gate via Consumerist
Beef Roast Marinara — I love any cook who uses the sound advice to freeze green peppers for use in the off season. Check out what she does with them in this tasty tribute to marinara. (It costs less than $5 a meal!) $5 Dinners
Other Essential Reading
Pack a Gun to Protect Valuables from Airline Theft of Loss — Eek! Unless you’re a U.S. Air Marshall, we’re not suggesting that you actually pack heat when boarding your next flight. This interesting article introducing us to the potential security that starter pistols may (or may not) provide, is a head-scratching read, nonetheless. LifeHacker
Your Debt-to-Income Ratio: What It Is and Why You Should Care — You’ll hear this phrase a lot when discussing the factors that lead to your credit score. Scan this quick read to be sure you understand how important debt-to-income ratio is in your personal finance portfolio. Five Cent Nickel
What Rights Do Renters Have When Their Landlord Goes into Foreclosure? It’s a scary situation, but it’s also becoming more common. Find out what you can expect if it happens to you. QueerCents
Living on a Cash-Only Diet — It is possible to escape credit altogether and operate on a cash-only basis. If you’re determined to follow this path, here’s some inspirational reading. CNN Money
Homemade Gummi Candy — You can mold them into little bears, if you wish, but the point is that they are yummy, cheap, and super adorable! (This would make a great project for kids on a long weekend.) They just require some Jello and a bit of patience. Skip to My Lou
surface encounters mi surface encounters mi surface encounters mi surface encounters mi surface encounters mi surface encounters mi surface encounters mi
Tagged: online stock trading and investments January 27, 2010
So what are the steps to rebalancing. In part because some of my investments are in taxable accounts, here are the steps to take to rebalance this portfolio:
Step 1– Change contributions: The starting point is to make sure your current contributions are going to the asset classes that are in need of additional investments. In my case, I had been contributing all of my 401(k) contributions to the Fidelity S&P 500 Index fund (FUSEX). As a result, that fund has substantially more assets that called for by our asset allocation plan. So I've redirected current contributions to a foreign developed market fund.
In some cases, simply redirecting current contributions may be all that's needed. I'll be opening an SEP IRA at an online discount broker (probably Scottrade) this month, and can use the contributions to this account to further adjust my asset allocation. Even with the SEP IRA, however, the allocation of investments need additional corrections, which brings us to step 2.
Step 2–Redistribute investments among retirement accounts: Buying and selling funds within a 401(k) or other retirement account generally doesn't have any tax consequences. Remember that these funds are tax deferred until you withdrawal money. So I can buy and sell any fund within my 401(k) without worrying about paying taxes.
For my investments, I'll be selling a portion of FUSEX and using the funds to buy into asset allocations to align my investments with my asset allocation plan. This will primarily involve buying more foreign developed market shares.
Step 3–Redistribute investements among taxable accounts (if necessary): Only as a last resort will I buy and sell funds in my taxable account to rebalance. Because selling funds in a taxable account does have tax consequences, I try to avoid this at all costs. Here, I should be able to come close to my asset allocation plan without taking this third step.
One final thought. We have four retirement accounts–three at Fidelity and one at Vanguard. Two of the Fidelity accounts are 401(k) plans from prior employers. I plan to roll these over into the Vanguard account as part of my rebalancing. Why? Vanguard offers better funds at lower prices, in my opinion. The result will be that it will take fewer funds to achieve my asset allocation, and the cost of the funds will come down, too.
Share and Enjoy:
We live in a financial world where renters are looked down upon by their ‘superior’ house-owning friends.
They scoff, “You’re throwing your money away.”
They brag, “My house is worth $5,000 more than I paid for it.”
They exhort, “You really need to get into real estate. That’s where the money is.”
Unfortunately, before long renters start to listen to the lies homeowners tell.
Two False Reasons People Say You Must Buy a House
1. First Home-buyer tax credit of $8,000
Quick. Time is running out. Go buy a home and save $8,000. While that might sound like a Real Estate commercial, it is actually a stimulus program currently offered by the US government. While the $8,000 credit sounds appealing, you should only buy a house when the time it right.
How do you know the time is right? Ask your checkbook. If you make a preemptive move to buy a house before you are ready, you will pay more than $8,000 worth of regret, stress, and possibly even interest payments.
2. Homes make a good investment
Truth. Homes are only a good investment when the value of the home increases.
Truth. Home values occasionally decrease.
Your solution – make your home a home and make your investments an investment.
The primary function of a home is a place to live. If you make a profit when you sell your house that is great. But, if your home provided you with a good place to live and you lost money when you sold it, that is fine because it gave you want you needed – a home.
Too many homeowners become real estate speculators instead of house shoppers.
The decision to buy a home involves more than a good online calculator
I’m skeptical of any generic online information. Seriously, why do so many people entrust their lives to a few numbers that a calculator spits out? The lie is that if it makes sense on paper – if the math adds up – then it must be the best decision for you. This, however, is not true. People who only follow the advice of others will continually make bad money choices.
While there are other big ticket items you might want to buy, it is not bad to rent a house or apartment.
My Personal Experience:
My wife and I purchased our first home more than six years after we were married. In many ways we were in a unique situation because I was a youth minister so our housing was provided by the church. For that I am extremely thankful.
Some will say that I should have been building equity by owning my own home. However, having the parsonage for those those two years saved us from our own stupidity. Who knows what crazy thing we would have done if we started looking for our own housing?
Looking back I have absolutely no regrets about waiting six years after marriage to buy my first home. I love being a homeowner. I do, on the other hand, know a lot of people who bought a home early because it ‘made sense’, but now they have serious regrets.
The decision about renting or buying needs to be about your situation in life, your preferences, your dreams, and yes, even the math.
There are advantages of renting a house or apartment instead of buying.
6 Advantages of Renting
-
You budget is more predictable
Homeownership lacks predictability. You do not know when the hot water heater will break, when termites will infest your home, or when your foundation will crack. Each of these emergencies require money to fix. When you rent you pay a set dollar amount every month. Regardless of the repairs needed you still pay the same amount.
-
You have time to save up money for a down payment.
You need to be disciplined in order to do this so perhaps every month you should set up an automatic deposit into a savings account. In the long run this could provide some significant interest payment savings.
-
Flexibility
When you are first starting out your marriage it may be difficult to know where you will settle long term. Renting offers the opportunity to move as needed and when needed. You might not be planning to move, but as a renter that becomes a more viable option.
-
Less Responsibility (apartment).
This may only apply to apartments, but I miss the days when the lawn and the repairs were someone else’s responsibility. I enjoyed just leaving town without needing to find someone to watch the house.
-
Emotional Peace.
I have debt allergies. I love the debt-free lifestyle. The idea of having a debt (yes, even a “good debt”) doesn’t sound appealing. So many people have so much debt that they are upside down. So many people complained and suffered when housing prices dropped. These are all concerns that the renter avoids. How do you put a price tag on emotional peace?
-
Time to get smart.
I made some dumb money decisions when I was first married. Looking back now I’m actually amazed that I didn’t make worse choices. Renting gives you time to grow a brain before you buy a house. Renting allows couples to get a clear sense of what they want to own and how much they want to spend. Some lessons can only be learned with time.
Photo by BAKOKA.
Which do you think is better – homeownership or renting? Do you think there is a standard right answer for everyone?
Tagged as:
house,
mortgage,
rent,
rental
indoor dryer vent online stock trading singapore dryer vent lint online stock trading http://www.cfa.und.edu/press_releases/extravabandza.html http://www.newriver.edu/index.php/component/content/article/19 http://www.cfa.und.edu/press_releases.html?page=63 http://www.housing.und.edu viaghttp://www.leeric.lsu.edu http://biblioteca.uniminuto.edu injechttp://www.smccme.edu/admissions/new-student-orientation-/ finasteritp://www.smccme.edu/academics/cardiovascular-technology http://www.smccme.edu http://www.cfa.und.edu http://www.berklee.edu bioinformatics.org http://www.osradp.lsu.edu/search.html http://www.berklee.edu/housing http://www.enrg.lsu.edu http://www.parking.und.edu http://www.enrg.lsu.edu ciahttp://www.dining.und.edu/catering.html http://www.smccme.edu http://www.housing.und.edu
First the good news for Republicans: Byron Dorgan has decided to retire and popular Governor John Hoeven has decided to run for his Senate seat. This turned a tough race into a likely-to-safe Republican pickup. …
Canon releases EF 70-200mm F2.8 L IS II USM lens: Canon has released a successor to its professional workhorse fast telezoom, in the shape of the EF 70-200mm F2.8 L IS II USM. Although outwardly similar to its …
Nancy Pelosi throws a rare rhetorical elbow at Obama's 2008 campaign promises.
Tagged: online stock trading and investments January 6, 2010
Online Daytrading - Sounds fancy or prestigious in some way. If you talk to someone who has been daytrading online for several years, odds are that what they tell you will be over your head if you are just beginning your online stock trading. This guide is meant to serve as a stepping stone for beginners to help you get started, but also a “refresher course” for the seasoned daytrader, as many of the trading ground rules rarely change. I've been involved in stock trading online for a couple years, although somewhat sporadically. Even for the beginner or professional, there are many resources available to help improve your “sixth sense” for the market.
1. Services for Trading Online
There are many services where you can set up brokerage accounts to begin daytrading. Many have similar features, while each may expand a little in different areas. The best thing to do when finding a service is to visit the website and just try it out. See how you like the look and feel of the site, and use the resources that the site provides to get a feel for the main account area, and also the trading area. The service you choose needs to be familiar and comfortable to you, so that when you are making your trades you are confident with using the service.
2. Set Up Your Account
Well, this is an easy part of the formula. The worst part of this is the long forms that you are supposed to read concerning the markets and notices, and other legal forms. I would recommend printing this information and reading through it so that you will have a better understanding of the rules for the market. Once you have your account activated, there is usually a process to add a bank account and get it verified so that you can fund your account. This may vary with brokerage, so you have to read the rules to get set up.
3. Get the Feel of the Trading Area
This part is very important. Most online brokerages have tutorials and sometimes even videos that show you the basics of their site. Always make sure to look through the Help file for the brokerage if you get lost or do not understand certain terms on the site. After all, browsing and reading the help section is usually the fastest way to figure out anything that you don't understand on a website.
4. The Three “R's” of Trading
Research, Research, and Research some more! It sounds redundantly repetitive, but don't be fooled into thinking you can win this war (see next step) without knowing what you are up against. Knowledge is the best tool in your arsenal, so make sure you are doing your homework!
5. Choose Your Warriors
You are the General. The investments that you choose (in this case the companies you invest in) are your warriors. And this is a battle that you will want to keep a close eye on. It is your hard earned money at stake. Sometimes you may lose a battle, supposing that the company you just invested in goes belly up, but the whole point is to make sure you win the war! You aren't just investing to have something to do during the day (or are you?). This money may be your retirement fund if that is what you have planned.
6. Practice Trades - Break Out the Play Money!
This step is actually quite fun. If you will check out my resource box below, you will find a link to a website that has many resources on it, including a place that I use where you can set up a “play money” account and see how you do with investing. So a company you bought into took a dive towards the big zero? That's alright, there is a handy dandy reset button to start over! Too bad you can't do that once you get into the real money…
7. The Opening Bell
I have heard many people say that they make their trades before the opening bell of the day, because trading during the day can get very emotional for the investor. Don't let your emotions be a factor in your investments! If you follow my guidelines and do your research, you are much better equipped to make decisions without emotion. As I mentioned earlier, the best tool you have on your side is educating yourself about the market, the companies, running the numbers, and knowing your exit strategy. You will begin to develop your own system of investing and studying as you go along.
8. Think You Got It? Now for the Green!
Here's where the magic happens. Once you have educated yourself on all the points I have made, and any other areas you find you need to know about, you can fund your brokerage account and get started with your investments. If you feel more comfortable playing it slow at first, then just start out with a small portion of your total investment capital and go at your own speed. Just remember to never get in a hurry, and never let your emotions affect your investment decisions.
9. Risk versus Reward
In the world of online stock trading, there is a delicate balance that poses a decision all investors must make. This is the decision of Risk versus Reward. Under most circumstances, the more risk you take, the more reward is possible to achieve. However, with more risk, you could also end up losing a lot more of your hard earned money. Each person must decide for themselves the amount of risk they are willing to take on a trade, and, as mentioned earlier, this will affect the choice of companies that you are willing to trade on. Which brings us to the final (and probably most important) step in this series…
10. Keeping Your Sanity!
Now I know this sounds funny, especially to anyone who is new to stock trading. But on a serious note, some people take on too much risk while looking for that great payout. To many new stock traders, the idea that your money is floating around out there in cyberspace and it's fate is attached to some company that you may have never seen, can be scary. Balancing the risk and reward equation to a level that you are comfortable with is something that just may help you sleep better at night.
So now that you have a step-by-step idea of how to get started, all that is left is to go for it. But as a good rule of thumb, I always tell anyone looking for an investment that they should never risk more than they are willing to lose. And of course, if you don't feel comfortable making the choices of investments, stay in that practice zone until you are comfortable with it. If that still doesn't help you, you should seek the advice of a professional broker, and perhaps the service you choose has people available to consult with you. Always use all the resources that are available to you, and your investments will be based on a very well researched decision.
For more information regarding online stock trading, check out http://freedomtraders.blogspot.com. While you are there, join the Freedom Traders newsletter for updates and free e-books and information that I will pass along to you.
weebvuie lqxzw qbvfo elmxh online stock market trading online stock trading companies
Tagged: online stock trading and investments November 8, 2009
Previous Posts
